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AIS Test Basic Page Preview Protecting Hard-Working People since 1978

ACNB Insurance Services is the independent insurance and benefits partner for the people like you who get things done. A full-service insurance agency with licenses in 44 states, we bring together a comprehensive portfolio of personal and commercial insurance solutions, along with a dedicated team of agents who fight harder for you, to help you protect the life you've built. Hard-working protection for hard-working people: that's our promise to you.

 

Get Better Protection Now

How We Work

ACNB Insurance Services is not your typical insurance agency. Our service model is uniquely designed to deliver peace of mind for you 365 days a year, not just during renewal season. 

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Agents that Get You Results

Better coverage options and claims resolutions. 

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Same Day Care

Responses within one business day, if not sooner. 

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Proactive Oversight

50+ experts to eliminate gaps 1n your coverage. 

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Insurance Intelligence™ Guidance

Educating you at every step of your policy. 

Find the Protection That's Right For You

  •  Homeowners
  •  Personal Auto
  •  Commercial Auto
  •  Business
  •  Agriculture
  •  Employee Benefits
  •  Swim Clubs
  •  Carriers & Claims

Our History 

ACNB Insurance Services was founded in 1978 as Russell Insurance Group. Led by founder Frank C. Russell from our headquarters in Westminster, MD, the company steadily grew to serve hard-working community members across Maryland, Virginia, D.C., and Pennsylvania.

In 2005, Russell Insurance Group was purchased by ACNB Corporation, an independent $3.27 billion financial holding company headquartered in Gettysburg, PA. The agency was rebranded as ACNB Insurance Services in 2022 to makes our shared mission to be the independent financial services provider of choice more visible to the community members we serve. 

Today, ACNB Insurance Services serves more than 10,000 customers and businesses across the Mid-Atlantic from our Westminster headquarters. 

See Our Latest Corporate News

The Power of ACNB Bank in Your Corner 

ACNB Insurance Services is affiliated with ACNB Corporation's other wholly owned subsidiary, ACNB Bank. Headquartered in Gettysburg, PA, ACNB Bank delivers state-of-the art banking and wealth management services, including trust and retail brokerage, via a network of banking offices and loan offices across Pennsylvania and Maryland. 

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Find the Protection That's Right For You

  •   Homeowners
  •   Personal Auto
  •   Commercial Auto
  •   Business
  •   Agriculture
  •   Employee Benefits
  •   Swim Clubs
  •   Carriers & Claims

A Team That Shares Your Values 

At ACNB Insurance Services, we value what you value: hard work, resilience, and taking care of the people who are counting on you. That's why we go further than anyone else to keep you protected every day. Because whether it's running a family or running a business, the work you do is too important to settle for anything less. 

Talk to Us

Contact Us

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CONTACT ONLINE

Complete the Contact form to get started right away.

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CALL US

Our friendly knowledgeable office staff can answer your questions and take your application over the phone.

Call to get started now!

800-289-4097

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VISIT AN OFFICE

Contact us Online, or by Phone, to determine if an office visit is needed. It may not be, saving you a trip.

Options

We encourage you to call to discuss options for a policy that will address your unique needs.

  • Policy Limits
  • Deductible Options
  • Liability Risks
  • Umbrella Coverage
  • Available discounts, such as multi-policy discount.

What is Covered

So...what would be covered? These are some examples of what is covered:

  • Homes
  • Homes under construction
  • Rental property
  • Vacant Homes
  • Apartments
  • Condos

Additional Coverage

One misconception is that every homeowner insurance policy covers every need.

  • Your ACNB Insurance Services agent can help you determine if you need additional coverage in excess of standard policy limits.

Learn More

"If you were to build your own insurance company, this is how you'd want it to be."

Jennifer C. | Mt. Airy, MD | Customer Survey