About Us

Protecting What Matters Since 1978.

Technology has changed the way we live our lives and the way we do business. The first cell phone system was introduced in 1978…the same year ACNB Insurance Services was founded. Today, nearly everyone owns a cell phone. The internet puts the world’s knowledge at our fingertips, providing a virtually unlimited amount of information almost instantaneously. What used to take us days to do can now be accomplished in minutes. While we’ve always embraced technology to provide faster and simpler service, there’s one old-fashioned philosophy that will never be replaced: our commitment to provide the highest level of personal service to you and to help you protect what matters most.


By selecting ACNB Insurance Services, an Independent Insurance Agency, you will find our network of top-rated insurance companies enables us to deliver a variety of options to address virtually all of your insurance needs.


In the midst of this digital age our belief is there’s nothing more important than you. However it may sound, it’s the absolute truth. For over four decades we’ve made it our singular mission to put the needs of our clients first. We know our success will always be inextricably tied to the satisfaction of those we serve.


ACNB Insurance Services puts the focus on your needs, whether product, coverage, and/or price. To accomplish this we represent over 30 carriers, enabling us to tailor a coverage plan to your specific needs at an affordable price. 

Agency Profile

Based in Westminster, MD, ACNB Insurance Services, Inc. is a full-service insurance agency with licenses in 44 states. The agency offers a broad range of property, casualty, health, life and disability insurance serving personal and commercial clients through office locations in Westminster, Germantown and Jarrettsville, MD, and Gettysburg, PA. As a wholly-owned subsidiary of ACNB Corporation, an independent financial holding company headquartered in Gettysburg, PA, ACNB Insurance Services, Inc. is affiliated with ACNB Bank, the other wholly-owned subsidiary of ACNB Corporation. ACNB Bank, including its two Maryland divisions, FCB Bank and NWSB Bank, serves its marketplace with banking and wealth management services via a network of 31 community banking offices and three loan offices located in the Pennsylvania counties of Adams, Cumberland, Franklin and York and the Maryland counties of Baltimore, Carroll and Frederick.

ACNB Insurance Services, Inc. was originally founded in 1978 as Russell Insurance Group, Inc., which was then purchased by ACNB Corporation in 2005. In January 2022, the agency name was changed and rebranded as ACNB Insurance Services, Inc. to reinforce the affiliation with ACNB Corporation and ACNB Bank.

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